Whether a bank or a credit union, as long as THE EXCHANGE logo is present you can withdraw cash, perform balance inquiries, transfers and make deposits. Best of all, there are no additional surcharge or convenience fees. All transactions performed at any Exchange ATM in Canada are surcharge free. Exchange ATMs in the United States are also surcharge free in most states.

To find a location in Canada or the United States that is convenient to you, Click Here.

The ACCEL Point of Sale (POS) debit network in the United States is
now available to all our Members. The ACCEL network is one of the
largest POS networks in the United States with more than 340,000
merchants in the network. The ACCEL network in the United States
works exactly the same way debit card purchases work at home with your MemberCard. Purchases are paid for by swiping your MemberCard at the cash register and then verifying the transaction with your confidential PIN.

As an added value to you when travelling within the United States, a cash back option is also available at the majority of merchants. The following is a selection of some of the merchants in the network:

The Plus ATM Network links Members' ATMs so that cardholders
may use any ATM with a Plus mark to access funds from their
designated accounts and perform other supported transactions. Access
you account throughout Canada and the US. To find a list of ATM Plus
locations Click Here.