Costs for Services

Account Transaction Fees Expand/Collapse

Account Basic Chequing Personal 1 Chequing Self Serve Chequing Student Chequing Student Line of Credit Youth Chequing Advantage Savings Golden Chequing Savings US Advantage Savings
Cheques (per item) Free $0.65* Free $0.65* Free Free N/A Free N/A
Electronic (per item) Free $0.65* Free $0.65* Free Free N/A Free N/A
Pre-authorized Payment (bill/debt) Free $0.65* Free $0.65* Free Free $0.65* Free N/A
Direct Payment Free $0.65* Free $0.65* Free Free $0.65* Free N/A
Auto Bill Payment Free $0.65* Free $0.65* Free Free $0.65* Free N/A
Telephone/Auto Response (per item) Free $0.65* Free $0.65* Free Free $0.65* Free Free
Bill Payment Free $0.65* Free $0.65* Free Free $0.65* Free N/A
Transfer Free Free Free $0.65* Free Free Free Free N/A
Online Banking (per item) Free Free Free $0.65* Free Free Free Free N/A
Bill Payment Free $0.65* Free $0.65* Free Free $0.65* Free N/A
Transfer Free Free Free Free $1.00 Free Free Free N/A
Interac e-transfer (send) $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 N/A
Me-to-Me Transfer Free Free Free Free Free Free Free Free N/A
ABM (per item) N/A
AWCCU or Exchange Network Free $0.65* Free $0.65* Free Free $0.65* Free N/A
AWCCU Bill Payment Free $0.65* Free $0.65* Free Free $0.65* Free N/A
Interac $1.50 $1.50 $1.50 $1.50 $1.50 $1.00 $1.50 $1.50 N/A
Plus US $3.00 $3.00 $3.00 $3.00 $3.00 $3.00 $3.00 $3.00 N/A
Plus International $5.00 $5.00 $5.00 $5.00 $5.00 $5.00 $5.00 $5.00 N/A
Full Service Transactions
Withdrawal $0.65* $1.00 $1.00 $1.00 $0.65* $1.00*
Transfer $1.00 $1.00 $1.00 N/A
Bill Payment $0.65* $1.50 $1.50 $1.50 $1.50 N/A

* charge after transaction limit reached on plan

** Fees subject to change without notice

Additional Service Fees Expand/Collapse

Per Item
Money Orders/Drafts $6.50

Cheque Certification

Member $10.00
Non-member $20.00
Canadian Cheque Drawn in U.S. Funds $15.00
Cheque drawn on Non-Chequing Account $15.00
Stop Payment $15.00
Extra Statement $2.00
Interim Statement $2.00

Search of Records (the lesser of)

Within 90 days/items $5.00
After 90 days/items $11.00
Hourly $27.00
Written Confirmation of Account $15.00
Post Dated Cheques held for deposit $3.00

Transfer of Funds

By Telephone $5.00
Overdraft Fee $5.00
Transfer of Funds to Other Financial Institution $25.00
Wire transfer Inquire
Automatic Funds Transfer (out) $20.00
Reference Letter (acct. Balance, Bank Verification, Interest Paid) $20.00
NSF per item $40.00
Transfer of RRSP to another Financial Institution $100.00
Transfer of RRIF to another Financial Institution $100.00
Transfer of TFSA to another Financial Institution $100.00

Deposit Items Return and Charged to Account

Not Drawn on Self $6.50
Drawn on Self $40.00
Items sent or Held for Collection $15.00
Accounts Closed within 90 days of Opening $20.00

Inactive Accounts after 12 months

Notification Free
Monthly Maintenance $40.00

RRSP

Withdrawals $40.00

AWCCU AutoCash Network

Unauthorized Overdraft $40.00
Deposit of Coin $10.00
Post Dated Cheque $10.00

Late Loan Payment

Late Fee (per month) $20.00
Delinquency Telephone Call $5.00
Delinquency Letter $25.00

Late Mortgage Payments

Late Fee (per month) $20.00
Internal Transfer Required $15.00
Funds not Available for Internal Transfer $30.00
Cheque Received on Collection $25.00
Cheque Sent on Collection $20.00

*Fees subject to change without notice.  See branch for additional fees not listed above.

Chequing Package Plan Expand/Collapse

Which chequing account is right for you?

To open any of out chequing or savings accounts, come in to one of our branches TODAY!

Account Monthly Plan Fee Transactions Included in Monthly Fees Cheque Image for Online Banking Online Banking Mobile & SMSBanking Transaction Fee Waiver (min. monthly balance) Safety Deposit Box Overdraft Protection Interest Rate Monthly Statements
Basic Chequing $12.95 Unlimited Free Free 10% discount N/A
Personal 1 $2.00 15 Free Free $1,000 Tiered
US Chequing $5.00 $0.50 per transaction Free Free Tiered
Self Serve $10.00 Unlimited Electronic Free Free Tiered
Youth Chequing Free Unlimited** Free Free Tiered
Student Chequing Free 30* ** Free Free Tiered
Student Line of Credit Free Unlimited** Free Free 30% discount Tiered
Golden Chequing/ Savings $1.00 Unlimited Free Free Tiered

* $ 0.50 per transaction over 30

** $ 1.00 for any in-branch transactions

Note: OAC. Fees subject to change without notice. $3.00 monthly fee for use plus interest.

Savings Package Plan Expand/Collapse

Which savings account is right for you?

Account Per Debit Fee Higher Interest Rate
Advantage Savings No charge if $1,000 is maintained throughout month Tiered
US Advantage Savings No charge if $55.00 is maintained throughout month Tiered

*Fees subject to change without notice.